SPRING WATER DAMAGE
April showers don’t just bring May flowers, they also are known to bring devastating water damage leaving homeowners in a state of panic. Trident Restoration wants to help reduce your fear and give you an understanding of why many basement floods occur and how to prevent a large water loss from happening within your property.
SUMP PUMPS AND HOW THEY WORK
The leading cause of water damage within a home is sump pump failure. More times than not, it is due to a power outage or an influx of water at one given time causing it to take on more than it can handle and ultimately causing it to fail.
A sump pump’s job is to move water away from the foundation of your home, working endlessly to ensure water stays out. Although we’d like to think that due to the nature of its job, it would keep us safe from water damage. Unfortunately, that is not always the case. Due to sump pump parts being made up of inexpensive, low-quality materials, many tend to fail from an excess amount of water or clog; causing disastrous floods in basements or lower levels of a home.
Sump pump diagram
To reduce the chances of this happening, it’s important to not only look into the type of sump pump you have, but the backup procedures you have in place. These may include a battery-operated sump pump to use during power outages or if your sump pump fails for an unknown reason, a generator or a combination sump pump that has the battery operated option attached and will start working if the regular sump pump can’t keep up or the power goes out. Each of these options will help protect a property owner from a flood in their home.
It is highly important to do regular maintenance on your sump pump to ensure that everything is working properly and that there are no clogs that could cause potential damage to your home. Monthly checks are recommended and if there is any rise in concern, the property owner should seek professional help to prevent a larger issue from occurring.
HOMEOWNERS’ INSURANCE AND COVERAGE
In the long run, the greatest asset you can have to keep you safe from water damage is insurance coverage for sump pumps. It is an additional type of coverage that would add a minimal cost to your annual insurance cost, however, could save you thousands in the end. Water damage and the resulting water damage clean up in your home could cost between $5,000 to $10,000 on average. Larger losses can get up to $50,000 or more depending upon the type and level of the contaminant of water and the contents within the loss area.
Wet materials like carpeting, furniture, and drywall water damage can lead to a bigger problem if not properly dried. It is crucial to be aware of the type of coverage you have and what your policy covers. It is also important to think about what contents (items within your home) you have around your sump pump and how valuable they are. Are they replaceable? Are they waterproof? If not, we would suggest that you are insured for sump pump failure or that you have these contents in a waterproof container.
While sump pumps are a common cause of water loss, there are many other types of water damage that can occur within a home. Some are covered under the same policy, while others are not. It is important to know the different types of loss and what is covered under insurance and what is not.
No matter how bad the loss is, when your water damage emergency strikes, Trident Restoration is always ready to help! whether it be by giving you helpful tips like the above or drying, cleaning, and restoring your home after the damage – we’re always here for our customers!